Guide to creating and using virtual cards in MaxSwap
Payment for services and more
With MaxSwap virtual cards, paying for any online services and purchases becomes easier and safer. You can create a card directly in Telegram, top up its balance and use it for payment without disclosing your main bank card details.
1. Launch the bot
- Open Telegram and find the MaxSwap Wallet bot.
- Click the “Start” button or send the /start command.
2. Go to the section “Create MaxSwap card”
- In the welcome message, find and click the “Open MaxSwap Card” button
- When prompted to open the web application, click “Start”

3. Creating and replenishing a virtual card
- After the web application opens and the first screens introduce you to the benefits of the card from MaxSwap, you will be asked to create a card, pay $25 + make a first deposit of at least $25
- Enter the desired top-up amount in USD.

- Important: Please take into account possible fees when paying and converting currencies.
- The system will automatically calculate the replenishment amount taking into account the commission.
- Select from which crypto wallet in the MaxSwap system you want to pay for the operation

- Click “Pay.”
- Congratulations! Your card has been issued.

4. Linking a card to Apple Pay
- Apple Pay:
- Open the Wallet app.
- Click “+” in the upper right corner.
- Select “Add a credit or debit card”.
- Enter your MaxSwap virtual card details or scan them.
- Follow the instructions to confirm.
5. Using the card
- After linking your card to Apple Pay, you can use it to pay:
- In any stores that accept contactless payments.
- In online stores and applications.
- For subscriptions to services
Advantages of MaxSwap virtual cards
- Security: Your core banking details remain private
- Convenience: One-touch payment using your smartphone
- Accessibility: Pay with virtual card in any convenience store
- Global access: Use your card anywhere Apple Pay is accepted
Start enjoying all the benefits of MaxSwap today!
Commissions and limits
Limits
Limits | Type | Quantity |
Cost of the service of creating a virtual card | MasterCard | 25 USD ( ERC -20, TRC-20) + initial minimum deposit 25 USD ( ERC -20, TRC-20) |
Virtual card replenishment fee | MasterCard | 3% |
Minimum card top-up amount | MasterCard | 10 USD ( ERC -20, TRC-20) |
Maximum amount to top up the card at one time | MasterCard | 5,000 USD ( ERC -20, TRC-20) |
Maximum purchase or payment amount on the online platform | MasterCard | $50,000 |
Maximum monthly card top-up amount | MasterCard | 200,000 USD ( ERC -20, TRC-20) |
Maximum balance of 1 card | MasterCard | $200,000 |
Transaction limits:
Single transaction – 50,000
Daily transaction – 200,000
Monthly transaction – 2,000,000
Cumulative transaction – 2,000,000
Commissions
Commissions | Type | Quantity |
Transaction authorization fee of $0 | MasterCard | 0.5 USD |
Transaction authorization fee of $0-$25 | MasterCard | 0.5 USD |
Transaction authorization fee of $25-$50 | MasterCard | 0.5 USD |
Transaction authorization fee over $50 | MasterCard | 0 USD |
Declined Transaction Authorization Fee | MasterCard | 0.6 USD |
Transaction authorization fee of $0 | MasterCard 559292 | 0 USD |
Transaction authorization fee of $0-$50 | MasterCard 559293 | 0.4 USD |
Transaction authorization fee over $50 | MasterCard 559294 | 0.2 USD |
Declined Transaction Authorization Fee | MasterCard 559295 | 0.5 USD |
Declined transaction authorization fee $0 | MasterCard 559296 | 0 USD |
In order to see our Terms of Use for virtual cards issued by MaxSwap, please visit this page.